Updated Jul. 9, 2012 at 6:00 a.m.

Premium Lock Are our personal finances back in order?

Published: 2012-07-09 06:00:00
Updated: 2012-07-09 06:00:54

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Analysis: The conclusion from all this number crunching is that personal finances are in much better shape today than they have been in years. Wealth has returned, household debt payments as a percent of disposable income are back to 1990 levels, delinquencies and late payments are down, and homeowners' equity is beginning to rise. Certainly, many households are still not financially secure, but on average they are moving in a positive direction....

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